Financial Scam419 Advance Fee Fraud – nigerian scam 

Forged or Bogus checks 

Lottery Fraud 

Yahoo and Msn facilities 

e-Bay 

Online Dating 

Selling Tangible Items on the Web 

809 Scam 

AOL Alert 

Cramming 

Pagejacking & Mousecramming 

419 Advance Fee Fraud – nigerian scam


A Five Billion US$ (as of 1996, much more now) worldwide Scam which has run since the early 1980’s under Successive Governments of Nigeria. It is also referred to as “Advance Fee Fraud” or “419 Fraud” after the relevant section of the Criminal Code of Nigeria. Monies stolen by 419 operations are almost Never Recovered from Nigeria.

The person writing may claim to be:
A government official, The widow/widower of a government official, The relative of a former ruler or wealthy individual (most often from a country in turmoil), A solicitor acting on behalf of one of the above, The executor of the will of a recently-deceased person (who they may allege was a relative of yours), or A representative of a charity or business group.
If you receive a reply/message from someone in Africa/Nigeria/Abidjan who claims to have millions of dollars from a dead husband/father/brother and wants you to help get the money out of their country – it just sounds too good to be true! This is commonly known as the Nigerian 419 scam, and is named after the corresponding penal code of Nigeria.

If you receive a message from someone who claims to be American or British girl, visiting Africa/Nigeria/Abidjan, amd who needs your help, this is again Nigerian scam

At some stage in the scam the recipient will be asked to advance money to help the transfer process along – THIS IS THE STING. Each request for an advance is presented as definitely the last needed to complete the transfer of funds. However, there is always some new excuse why the transfer can’t be made to the victim’s account without yet another fee being paid. In this way victims can be induced to part with hundreds or even thousands of dollars in the belief that giving just a little more will help secure a huge windfall.

Once money has been advanced in response to a scam proposal, Governments have no legal power to assist in its retrieval.

The recovery of funds in these cases is a private commercial matter and the onus is on individuals to recover their losses

The Government can assist only by providing the names of in-country legal representatives who may be able to assist.
Travel to the country concerned to retrieve any money that may have been advanced can be very dangerous and should be undertaken with extreme caution
The people who organise financial scams are highly professional criminals.
Since 1992 at least 17 people have been killed in Nigeria alone attempting to recover their funds.

IMMEDIATELY report Support Team if you come accross someone who sounds like a Nigerian Scammer – we remove these profiles right away and block access to the site…

Back to Top

Forged or Bogus checks


If a buyer promises a cashiers check/money order/Western Union that overpays you, and then requests that you wire the difference to them after keeping some for yourself, beware! Scamsters who adopt this method typically use forged or bogus checks, and it’s not difficult to realize who’s overpaying who. Or If a seller offers his goods at an unbelievably low price, you should ascertain if he’s credible. Some scamsters take your money and run, leaving you with nothing but a lighter wallet. Pay by credit card where possible. In most cases, you candispute credit card charges for non-delivery of goods. You can also use an intermediary service such as escrow. For a small fee, an escrow service holds the payment, forwarding it to the seller only when the buyer has received the goods in working order. An escrow service will also act as a mediator in times of dispute.

Back to Top

Lottery Fraud


How could you win – you never bought a ticket! Be warned, they promise millions but you could lose everything.
Look out for congratulations on winning the “EURO-AFRO SWEEPSTAKE LOTTERY INTERNATIONAL PROGRAMMS” (and many others). They might say that you have won 2 million dollars or euros. The money would be released when you forward your bank details along with current address and telephone number. They will say something like “Remember to keep this information top secret from the public notice until all claims have been processed”. They actually mean to say that they don’t want you to mention their approach to the writer or the police!

If you were tempted to reply to such mail, you would soon be asked to pay a “processing fee” of several thousand Euros or the equivalent in dollars. If you are based in Europe, you might be invited to hand over the money in Amsterdam or pay via an untraceable Western Union or MoneyGram service. Your money would be lost, but you would be sure to receive further tempting offers in the future! NB If you tell them you cannot send the fee they require, they might send you a cheque for a larger sum so that you can bank this and then pay them the “handling fee”. Given time, you will find that their “cheque” is worthless. They know that it will be a while before your bank gives you the bad news, and they rely on you sending them money before you know the awful truth. Never send money via Western Union to a person you do not know well.

Back to Top

Yahoo and Msn facilities


The Nigerian criminals tend to use Yahoo facilities. They can use Yahoo web mail from an Internet cafe and they are using Yahoo Messenger to contact potential victims. Forward the junk to the service provider using the abuse addresses on their sites.

Back to Top

e-Bay


The criminals are haunting e-Bay, posing as buyers and sellers. They are sending out mail purporting to come from e-Bay and asking you to send money via Western Union. Please DO NOT send money by this method to a person you do not know well. e-Bay will never ask you to use this method of payment. The criminals are also sending mail purporting to come from BidPay (or Bid Pay).

Back to Top

Online Dating


The criminals are pretending to be women! They will junk mail you, or seek you out at an Internet dating site. They will contact you via Yahoo Messenger. Look out for “maidens in distress”, perhaps seeking help with passports, or finance for medical operations.

NEW TWIST TO NIGERIAN SCAM

All dating services are free and open sites there’s nothing they can do about preventing some dishonest people from sending unsolicited messages to other members. Technically it is almost impossible to prevent that. Internet dating sites are full of nigerian scammers, there is a good chance to find your soulmate and a special someone, but you will also meet scammers as well.

Back to Top

Selling Tangible Items on the Web


If you are selling Tangible Items on the Web – take care. The criminals are likely to make you an offer! They will send you stolen or forged cheques. You will spot some strange requests for shipping and payment. Let the writer know if you are in doubt, but a request for movement of funds via Western Union will strongly indicate a fraud attempt

Back to Top

809 Scam


In this scam, an innocent recipient receives a phone, faxed, email or pager message that asks the recipient to telephone the sender of the message immediately using an 809 area code. The reasons given to call back are varied and have included: notification of winning a prize a requirement to call to avoid litigation over an outstanding account (which the innocent victim has nothing to do with) a message to call to receive information about a relative who is ill, has died or has been arrested Once the victim calls the 809 area code number, the victim ends up talking to a person who tries to keep the victim on line for as long as possible. Some of the numbers in the 809 code are pay-per-call numbers like those in the 900 code in the U.S. Therefore, the longer the caller is on line, the larger the long distance bill. Sometimes the victim is met with a clever recorded message, other times the victim has a creative person drag on the conversation. The 809 number is not the only area code in the Caribbean anymore, and accordingly the scam can be used with other area codes. If you receive a message with an 809 area code, or any other area code you do not recognize, either don’t respond, or contact your local carrier and ask for the rates that should apply in making a call to that number.

Back to Top

AOL Alert


A recent scan has taken place where AOL subscribers indicate that they have been called or e-mailed from an AOL representative, saying that they were required to verify the subscriber’s credit card number. The phoney AOL representative typically says he needs the credit number and the expire date. In actual fact, AOL does not require any credit card verification. AOL does not have people doing such verifications of credit cards.

Back to Top

Cramming


Cramming is the practice of some internet service providers charging for services that were supposed to be free, or that were never ordered in the first place. These charges are then crammed onto the customer’s credit card without the customer’s consent. To avoid being a victim of cramming, do the following read credit card bills line by line. Check you bill as soon as possible and waster time if some sort of unauthorized charge exists there. If you didn’t order a service or product, or if the service / products was a higher price than represented, don’t pay. You do not have to pay for services that you didn’t order even if you received such services. if you are a business, inform your employees of this scam, so they will be on the outlook for such scams. if your credit card bills are being crammed, cancel services with that credit card company and move to an alternative. Call the customer service number at the credit card agency to alert them to the problem.

Back to Top

Pagejacking and Mousecramming


Not really a financial scam, but not fun for sure – mousetrapping or pagejacking is an internet technique where someone visits a site, and then the site is set up in such a way to prevent the visitor from leaving the site (by disabling commands to leave the site). This has often occurred with adult sites. According to the U.S. Federal Trade Commission (FTC), “scammers copy existing websites and insert coded instructions in the copycat sites which automatically redirects unwitting consumers back to sites operated by the defendants. Then the scammers disable the browser’s “back” and “exit” commands so that the internet surfers trying desperately trying to escape the adult type images face screen after screen of similar material, and advertisements for other adult sites.” Scammers benefit by making money by selling ads, which is based on the number of visitors to the site. Each time the visitor tried to leave, he would re-enter the site which would count as a new visit, thereby increasing revenue to the scammer. The U.S. FTC is seeking a court order to permanently ban this type of scam. If this occurs to you: disable the “Java script” function of your browser before you surf the net. This will prevent your inability to exit the scammer site if the programming instructions used to disable your “back” and “exit” commands was in Java Script. If you find yourself at a scammer site, manually enter a new URL or web address or choose a new site from your favourites folder Of course, the best advice always is to stay away completely from these adult sites!

Back to Top

IMPORTANT    Guys, Girls – DO NOT EVER GIVE ANY OF YOUR FINANCIAL INFORMATION: CREDIT CARD DETAILS, BANK ACCOUNT # OR ROUTING # TO ANYONE YOU HAVE MET ON THIS SITE… ACTUALLY TO ANYONE YOU HAVE MET ONLINE , DO NOT ACCEPT CHECKS FROM ANYONE, DO NOT SEND MONEY TO ANYONE contact LL suport team if you have doubts and concerns

Don’t be paranoid but always keep your eyes and ears open